Do Footballers Get Pensions?


Do footballers get a pension? Football players in the UK are entitled to a state pension, but it is always recommended to take out their own private pension plan. Although the amount they receive from the state can be useful, your individual contribution will not match that of someone who saves their working life.

If your employer has its own retirement scheme offering perks such as tax-efficient savings and preferential rates on annuities, then it makes sense to contribute this way rather than through the government’s basic retirement system (which does not provide for dependants).

The following article will provide some information about what is Footballer’s Pension, where can we find it and how much does it cost?

Professional Footballers Pension Schemes:

Professional footballers are members of the PFA, who have a pension scheme. The pension scheme is run by the PFA and funded by both the players and the PFA itself. It’s not like an employer paying into your retirement fund. It’s more like you’re investing in yourself and then paying out of your own pocket later on.

How much do professional footballers get as a pension?

In general, the majority of professional footballers do not receive any pension benefits when they retire. However, in some countries like France and Spain, it’s mandatory for clubs to offer a pension plan to all players who have been under contract for more than 10 years. In these cases, the amount paid out is equivalent to their last salary before retirement.

Do football players get a pension UK?

Footballers get pensions in the UK. The good news is that most football players can get a pension and the bad news is that it’s not always easy or straightforward.

It depends on the league they play in, how long they have been playing, and how much money they have made and saved over their career.

The current rules for Football Pensions are not very clear so it can be difficult to know what your options are when you retire from professional football.

Do retired football players still get paid?

There is also a pension scheme for footballers called the “Football Pension Scheme”. The scheme provides benefits to players based on their contributions and length of service.

Players who have played at least one game or more in Football League Divisions 1 or 2, will qualify for the benefit if they meet the following requirements:

  • Age 35 or older and have completed an uninterrupted period of 10 years playing football at any level (or 5 years playing professional football)
  • Are no longer able to play due to injuries sustained during their playing days

How do retired footballers make money?

Once a footballer retires, he has many ways to make money. Many former footballers go on to become TV personalities and presenters. This is a great opportunity for them because they are used to being in front of the camera and having the attention of millions of people.

Footballers can also coach other players or even manage teams at lower levels.

A lot of retired footballers do public appearances and endorsements as well, which is another way that they can make money.

They may also do motivational speeches and work with charities if they enjoy helping others out in their community

How much is a pension from football?

A pension from football is a monthly payment given to players who have retired from the game. It is usually paid by a football federation (like the FA), but it can be paid by other organizations as well, such as clubs and even unions.

The amount of money you get depends on how much you earned while playing at the highest level of football. For example, if you were one of England’s best strikers and played for Manchester United over many years, then your pension could be quite high because they pay their players a lot more than most teams do.

The pension payments are based on how long you played for each club too: if someone was only with Manchester United for two seasons before moving on to another team, then they wouldn’t receive as much money in their monthly pension payment as some other players who spent decades at Old Trafford!

At what age do footballers get pensions?

When you’re a professional footballer, you can apply for your pension when you turn 23. This gives the club that pays your wages sometimes before they have to start paying into your pension fund.

When you get to 55, that’s when your footballing career ends and it’s time to start accessing your pension fund. If by this point in time you’ve been injured or have gained weight and are no longer able to play competitively, then understand that there is an option for you: a deferred retirement benefit provision.

This means that if the club agrees, they’ll hold onto part of what should be going into your pot until 65, the age at which most people retire, and then put them all into one go instead of over several years (this would be more beneficial).

Is the pensions enough for a player?

You might think that a footballer’s pension would be enough for them to live on, but it isn’t. The average pension for a footballer is around £8,000 per year, but in reality, it will be less than this as many players don’t get the full amount due to their career-ending early.

This means that some players may not have enough money saved up in their pensions to see them through retirement – especially if they are raising families or have other commitments such as mortgages and loans from their clubs.

How can it be increased?

  • Increase the amount of money paid out to players when they retire.
  • Increase the number of years of service required before a player can retire.
  • Increase the age at which a player can retire so that he receives more money for longer.

Do all the footballers get pensions?

All footballers get pensions when they retire from football. Players who play in the professional leagues will receive a pension from their club, but if you only played for your local amateur team or a university side, you won’t be able to claim it.

The Football Association (FA) also provides pensions for its members and this applies to players who have been capped by England at any level, male or female. These can be claimed by those who have played in an international tournament within the last 30 years of their retirement date.

Pensions are usually given out by two separate organizations – The FA & The PFA (Professional Footballers’ Association). When it comes to deciding which one should provide your pension there are various factors that come into play:

Which country do you live in?

If you live outside England then it may be worth looking into foreign schemes as they might offer better rates than those offered here; however, keep in mind that all UK workers need their contributions paid into an English account so even if you opt for one abroad there may still be some administration fees involved with transferring money between banks, etc..

How old are you?

If you’re younger than 40 then obviously making payments now will benefit both parties so consider talking about this with a financial advisor before signing up with either provider (or both).


We believe there is a growing awareness of how much work it takes to get to the top of professional football, and that this could be an area for improvement in terms of pay. We hope the information in this article has helped you to understand more about these pensions and what they mean for players.

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